Service Charges

Sr.No.

Details

Charges

Transfer

Cash

1

1.1

UTI/HDFC/ICICI
(Cheque Issued for above mentioned Banks)

Up to  Rs 1.00 Lacs

0.07 Paisa

0.10 Paisa

Above Rs 1.00 Lacs

0.05 Paisa

0.10 Paisa

Minimum Exchange

10/-

15/-

2

Bills Commission

2.1

O.B.C. Cheque (As per RBI guidelines)

  Up to Rs 1,000/-

Rs 20/-

  Rs 1,001/-  to   Rs 10,000/-

Rs 50/-

  Rs 10,001/-  to  Rs 1,00,000/-

Rs 100/-

  Above Rs 1,00,000/-

Rs 150/-

2.2

I.B.C Cheque(As per RBI guidelines)

 Up to Rs 1,000/- 

Rs 20/-

 Up to Rs 10,000/-

Rs 50/-

 Rs 10,001/-  to  Rs 1,00,000/-

Rs 100/-

 Above Rs 1,00,000/-

Rs 150/-

2.3

O.B.C Bills

 Up to Rs 10,000/-

Rs 100/-
(Postal Charges Rs 30/-)

Rs 10,001/-  to  Rs 1,00,000/-
Above Rs 1,00,001/-

Rs 0.25/-
Rs 100/- + Rs 30/-
(Min- Rs 100/- Max- Rs 5,000/-)

2.4

I.B.C Bills

Up to Rs 10,000/-

Rs 100/-
(Postal charges Rs. 30/-)

Rs 10,001/-  to  Rs 1,00,000/-
Above Rs 1,00,001/-

Rs 0.25/-
Rs 100/-+ Rs 30
(Min – Rs100/- Max Rs 5000/-)

Parcel Handling charges

Rs 30/-

2.5

Purchase/ Discount Cheques/ Bills

1. Cheques: Out of Fund interest + Cheque collection charges

1. Bills:  Out of Fund interest + Bill collection charges

1. L.C Bills : Interest will be applied from the date of purchase till the date of receipt + Rs. 100/- out of pocket expenses per bill

L.C. Charge: Rs 250/-

The above charges are excluding Service Tax

3

Cheque Return Charges

Inward  (Debit Clearing)

Rs. 30/-

Inward (Debit Clearing) – Minimum balance Not maintained

Rs. 50/-

Inward (Debit Clearing) – Repayment to Finance company

Rs 100/-

Outward ( Credit Clearing)

Rs 25/-

4

Stop Payment Charges

General case

Rs 50/-

Repayment to Finance company

Rs 100/-

5

Cheque Book Issue Charges

Savings A/c (Per Cheque Book - 15 cheque leaves First 4 cheque books free per financial year)

Rs 30/-

Current / CC / Overdraft (Per Cheque Book-60 cheque leaves)

Rs 125/-

6

Ledger Folio Charges (Incidental Charges)

6.1

Current A/c, OD, CC 1 Page(30 Entries)

Rs 30/-

Current A/c / OD A/c  Minimum Charges

Rs. 100/-

Cash Credit A/c – Minimum Charges

Rs. 150/-

Rebate in above charge

Average Minimum Balance

Rs 50,000/-  to  Rs 99,999/-

5 Pages Free

Rs 1,00,000/-  to Rs  1,99,999/-

7 Pages Free

Above Rs 2,00,000/-

Free

6.2

Incidental Charges in Savings A/c

Up to 20 entries( half yearly) only Debit entries

Free

Above 20 entries (per entry) only Debit Entries

Free

Rebate

Average Minimum Balance Rs 50,000/- only

Free

If minimum balance is not preserved

Current A/c (Average Minimum Balance Rs 2,000/-)

Rs 150/-

Savings A/c (Average Minimum Balance Rs 500/-)

Rs 25/-

7

Proposal Processing Charges (Limit Processing Charges)

CC/ Hypothecation(Against Stock/ book Debt) Limit  Renew

Up to Rs. 1.00 Lacs

Rs 250/-

Rs 1.00 Lacs to Rs 1.99 Lacs

Rs 500/-

Rs 2.00 Lacs  to  Rs 2.99 Lacs

Rs 1,500/-

Rs 3.00 Lacs  to  Rs 4.99 Lacs

Rs 2,000/-

Rs 5.00 Lacs  to  Rs 7.50 Lacs

Rs 3,000/-

Rs 7.51 Lacs  to  Rs 9.99 Lacs

Rs 4,500/-

Rs 10.00 Lacs  to  Rs 24.99 Lacs

Rs 6,500/-

Rs 25.00 Lacs  to  Rs 49.99 Lacs

Rs 10,000/-

Rs 50.00 Lacs  to  Rs 74.99 Lacs

Rs 15,000/-

Rs 75.00 Lacs  to  Rs 100.00 Lacs

Rs 20,000/-

Term Loan( Except Staff Loan)

Up to Rs 1.00 Lacs

Rs 250/-

Rs 1.00 Lacs  to  Rs 5.00 Lacs

Rs 2,500/-

Rs 5.01 Lacs  to  Rs 10.00 Lacs

Rs 5,000/-

Rs 10.00 Lacs  to  Rs 24.99 Lacs

Rs 8,000/-

Rs 25.00 Lacs  to Rs 49.99 Lacs

Rs 12,000/-

Rs 50.00 Lacs  to Rs 100.00 Lacs

Rs 25,000/-

Adhoc Sanction

Up to Rs 1.00 lacs

Rs 300/-

Rs 1.00 lacs  to  Rs 5.00 Lacs

Rs 750/-

Above Rs 5.00 Lacs

Rs 1,500/-

8

Inspection Charges (Annually)

8.1

Cash Credit

Up to Rs 1.99 lacs

Rs 200/- per inspection irrespective of limit sanctioned

Rs 2.00 lacs  to  Rs 4.99 Lacs

Rs 5.00 Lacs  to  Rs 10.00 lacs

Above Rs 10.00 lacs

8.2

Term Loan

Every Term Loan Account (Except Education loan, Staff Loan)

Rs 200/-(Per Financial Year)